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Our allocation to risky assets should vary based on the expected return, volatility, risk aversion, and how much we can earn risk-free. That means we should be …

We discuss ten rules of thumb for individual investors to consider when saving and investing for and in retirement. Don't use institutional hand-me-downs Stay c…

What are the pros and cons of partially funding retirement expenses with an inflation-indexed bond ladder versus an immediate annuity? There is a big downside t…

Do you hate making a decision? Sometimes the fear of making a decision means we miss out on a good opportunity. We make dozens of decisions every day. Some of t…

Good personal finance habits start young. Our children don’t get much personal finance education in school so it’s up to parents to provide that education. Ther…

Money is almost as taboo a subject as sex and arguably, just as important in a relationship. But too few people bring it up. Today we are getting financially na…

When buying investment properties, most people focus on the cash flow. However, there are greater benefits that are sometimes overlooked – rental property depre…

We have covered the problem of student debt many times and we are always trying to find alternative ways to get a good education without being saddled with debt…

For many Americans, their 401k’s are their primary or maybe only, retirement account so we need to get the most value we can from them. We’re joined by a previo…

The worst has happened. Whether their fault, your fault or nobodies fault, you lost your job. We don’t want to make a bad situation even worse by making big fin…